For Resident Individual

Documents for salaried individuals

Identity proof: Any one :- Aadhar Card / Voters ID / Passport / PAN Card.

Residence proof: Aadhar Card / Passport / Voters ID /Lease and License Agreement / Utility Bill.

Income proof: Salary slips for the past 6 months, Form 16 or  ITR, for the past 2 years, salary account’s Bank statement for the past 12 months.

 

Documents for Professionals (Doctor, CA and Architect)

Identity proof: Any one :- Aadhar Card / Voters ID / Passport / PAN Card.

Residence proof: Aadhar Card / Passport / Voters ID /Lease and License Agreement / Utility Bill.

Income Proof: Complete set of ITR including balance sheets, P&L, all annexures to be  certified by a CA of the last 3 years and last 12 months of both self and business Bank account statements.

Proof of Qualification: Degree Certificate.

DOCUMENTS REQUIRED FOR NRI

Salaried Individual

  • Passport and Valid visa copy
  • Residence proof (Both India and Overseas)
  • Pay slips for the last 6 months
  • Appointment Letter or latest Contract Copy for minimum 3+ years work experience
  • Latest 12 months Bank statements with salary credit.
  • Latest 12 months NRE or NRO Bank statements 
  • Latest bonus letter with Bank credit reflection (if any)
  • HR email id, contact person name and his/her contact number
  • Overseas credit bureau report
  • Sanction letter of all Existing loans ( if any both India & abroad)
  • In case of Mariner Copy of CDC for latest 36 months

For POA (Power of Attorney) Holder

  • Two passport size photograph
  • Copy of Pan Card
  • Copy of Current address proof
  • Relation proof

Documents required for Non individuals

Promoter & Director for Private limited company Pvt Ltd

  1. Clear Copy of PAN Card & Passport of All the Borrowers.
  2. Clear Copy of Company PAN Card.
  3. Latest Residence Address Proof < Passport / Tele Bill/ Aadhar Card / Driving license>.
  4. Copy of Shop and Establishment, Certificate of Registration
  5. GST Certificate
  6. Copy of MOA & AOA with Certificate of Incorporation
  7. Copy of Form 32, 20B, Annual Return with Latest ROC receipt with Director’s Report.
  8. Complete set of ITR latest 3 years along with Balance sheet, Profit & Loss statement, Computation of income with Auditors report with All Annexure with C.A. attestation.
  9. 26AS for current year
  10. Director Individual ITR for 3 years with Balance sheet, Profit & Loss statement, along with computation of Income with Auditors report with All Annexure with C.A. attestation.
  11. All Currents & Savings Account latest 12 month
  12. Copy of Sanction Letter of All Loans & EMI Reflection financier Statements if applicable.


Proprietorship Firms

  1. Clear copy of Pan card (Applicant & Co-Applicant)
  2. Latest Residence Address Proof < Passport / Tele Bill/ Aadhar Card / Driving license>.
  3. Copy of Shop and Establishment, Certificate of Registration
  4. GST Certificate
  5. Complete set of ITR latest 3 years along with Balance sheet, Profit & Loss statement, computation of Income with Auditors report with All Annexure with C.A. attestation.
  1. 26AS for current year
  2. All Currents & Savings Account latest 12 month
  3. Copy of Sanction Letter of All Loans & EMI Reflection financier Statements if applicable.

Partnership Firms

  1. Clear Copy of PAN Card & Passport of All Partners.
  2. Clear Copy of Partnership firm PAN Card.
  3. Registered Partnership Deed Latest & Parental Deed
  4. Latest Residence Address Proof (Passport / Tele Bill/ Aadhar Card / Driving license).
  5. Copy of Shop and Establishment, Certificate of Registration
  6. GST Certificate
  7. Complete set of ITR latest 3 years along with Balance sheet, Profit & Loss statement, Computation of Income with Auditors report with All Annexure with C.A. attestation.
  8. 26AS for current year
  9. Partners Individual ITR for 3 years with Balance sheet, Profit & Loss statement, along with Computation of Income with Auditors report with All Annexure with C.A. attestation.
  10. All Currents & Savings Account latest 12 month
  11. Copy of Sanction Letter of All Loans & EMI Reflection financier Statements if applicable.

Property Documents

  • Copy of Draft Sale deed (in case of New Loan)
  • Copy of current agreement along with Registration Receipt & Stamp Duty Receipt
  • Copy of prior chain of agreement along with Registration Receipt & Stamp Duty Receipt (if any)
  • OC (Occupancy Certificate) copy OR approved plan & CC ( Commencement Certificate) Copy
  • Copy of share certificate issued by the society  (Front & back)
  • LOD ( List of Documents ) & PTQ ( Pre Term Quotation) from the current financer.  (in case of Balance Transfer cases)
  • Few additional documents may be required (varies from state to state)