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Documents Required
FOR RESIDENT INDIVIDUAL
Documents for salaried individuals
Identity proof: Any one :- Aadhar Card / Voters ID / Passport / PAN Card.
Residence proof: Aadhar Card / Passport / Voters ID /Lease and License Agreement / Utility Bill.
Income proof: Salary slips for the past 6 months, Form 16 or ITR, for the past 2 years, salary account’s Bank statement for the past 12 months.
Documents for Professionals
(Doctor, CA and Architect)
Identity proof: Any one: Aadhar Card / Voters ID / Passport / PAN Card.
Residence proof: Aadhar Card / Passport / Voters ID /Lease and License Agreement / Utility Bill.
Income Proof: Complete set of ITR including balance sheets, P&L, all annexures to be certified by a CA of the last 3 years and last 12 months of both self and business Bank account statements.
Proof of Qualification: Degree Certificate.
DOCUMENTS REQUIRED FOR NRI
Salaried Individual
- Passport and Valid visa copy
- Residence proof (Both India and Overseas)
- Pay slips for the last 6 months
- Appointment Letter or latest Contract Copy for minimum 3+ years work experience
- Latest 12 months Bank statements with salary credit.
- Latest 12 months NRE or NRO Bank statements
- Latest bonus letter with Bank credit reflection (if any)
- HR email id, contact person name and his/her contact number
- Overseas credit bureau report
- Sanction letter of all Existing loans ( if any both India & abroad)
- In case of Mariner Copy of CDC for latest 36 months
For POA (Power of Attorney) Holder
- Two passport size photograph
- Copy of Pan Card
- Copy of Current address proof
- Relation proof
DOCUMENTS REQUIRED FOR NON INDIVIDUALS
Promoter & Director for Private limited company Pvt Ltd
- Clear Copy of PAN Card & Passport of All the Borrowers.
- Clear Copy of Company PAN Card.
- Latest Residence Address Proof < Passport / Tele Bill/ Aadhar Card / Driving license>.
- Copy of Shop and Establishment, Certificate of Registration
- GST Certificate
- Copy of MOA & AOA with Certificate of Incorporation
- Copy of Form 32, 20B, Annual Return with Latest ROC receipt with Director’s Report.
- Complete set of ITR latest 3 years along with Balance sheet, Profit & Loss statement, Computation of income with Auditors report with All Annexure with C.A. attestation.
- 26AS for current year
- Director Individual ITR for 3 years with Balance sheet, Profit & Loss statement, along with computation of Income with Auditors report with All Annexure with C.A. attestation.
- All Currents & Savings Account latest 12 month
- Copy of Sanction Letter of All Loans & EMI Reflection financier Statements if applicable.
Proprietorship Firms
- Clear copy of Pan card (Applicant & Co-Applicant)
- Latest Residence Address Proof < Passport / Tele Bill/ Aadhar Card / Driving license>.
- Copy of Shop and Establishment, Certificate of Registration
- GST Certificate
- Complete set of ITR latest 3 years along with Balance sheet, Profit & Loss statement, computation of Income with Auditors report with All Annexure with C.A. attestation.
Partnership Firms
- Clear Copy of PAN Card & Passport of All Partners.
- Clear Copy of Partnership firm PAN Card.
- Registered Partnership Deed Latest & Parental Deed
- Latest Residence Address Proof (Passport / Tele Bill/ Aadhar Card / Driving license).
- Copy of Shop and Establishment, Certificate of Registration
- GST Certificate
- Complete set of ITR latest 3 years along with Balance sheet, Profit & Loss statement, Computation of Income with Auditors report with All Annexure with C.A. attestation.
- 26AS for current year
- Partners Individual ITR for 3 years with Balance sheet, Profit & Loss statement, along with Computation of Income with Auditors report with All Annexure with C.A. attestation.
- All Currents & Savings Account latest 12 month
- Copy of Sanction Letter of All Loans & EMI Reflection financier Statements if applicable.
PROPERTY DOCUMENTS
- Copy of Draft Sale deed (in case of New Loan)
- Copy of current agreement along with Registration Receipt & Stamp Duty Receipt
- Copy of prior chain of agreement along with Registration Receipt & Stamp Duty Receipt (if any)
- OC (Occupancy Certificate) copy OR approved plan & CC ( Commencement Certificate) Copy
- Copy of share certificate issued by the society (Front & back)
- LOD ( List of Documents ) & PTQ ( Pre Term Quotation) from the current financer. (in case of Balance Transfer cases)
- Few additional documents may be required (varies from state to state)